No Interest Loan Scheme NILS

Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Independent Living Specialists acknowledges the Traditional Custodians of the land on which we work and live. We pay our respects to Elders past and present, and acknowledge the rich contributions they make in our community. We celebrate the stories, culture and traditions of Aboriginal and Torres Strait Islanders peoples.

Joining a local and customer-owned bank like Summerland has never been easier, nor more important. Because in a world that seems to be increasingly focused on helping yourself, we will never stop helping others, and supporting our local community. A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. At Telstra we recognise and acknowledge the existing, original, and ancient connection Aboriginal and Torres Strait Islander peoples have to the lands, waterways, and sky country across the Australian continent. We pay our respects to their Elders past and present. We commit to working together to build a prosperous and inclusive Australia.

• Independent Living Specialists is Australia’s largest medical and homecare equipment supplier with over 60 locations across New South Wales, Australian Capital Territory, Victoria, Queensland and South Australia.
• Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart.
• Our store network services millions of customers with our products & services.
• Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only.
• A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card.

Founded on a belief in the power of the collective, we pride ourselves on always being there to support our community, in both the good times and the challenging ones. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. This means we don’t do credit checks and we don’t have immediate access to financial information about you.

Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart. We offer a range of tailored home loans dragon link with 4 flexible options, perfectly suited to meet the needs of everyday Australians while providing a local customer service experience. Money stress can make us consider solutions that might not be ideal. Renting appliances or getting a quick cash loan may seem like easy options but they’re very costly, with hidden interest rates and extra fees. Hearing Australia acknowledges the Aboriginal and Torres Strait Islander peoples, the Traditional Owners and Custodians of the land that we live and work on, and we pay our respects to Elders past, present and future.

We are committed to providing programs that are delivered through the lenses of local mission delivery, sustainability, safety culture and inclusive practice. We are committed to the safety and wellbeing of people of all ages, particularly children. The Salvation Army Australia acknowledges the Traditional Owners of the land on which we meet and work and pay our respect to Elders past, present and future. If you have a current loan in arrears or you’ve had a previous no interest loan written off, you can’t apply for a new loan or a top-up loan until you’ve caught up what you owe (including write-off amounts).

We share the love of Jesus by caring for people, creating faith pathways, building healthy communities and working for justice. We pay the invoice directly to the supplier. Is your car in need of repairs to get you to work? We’ll do everything we can to respond quickly. As a B Corp, we’re part of a global community of businesses that meet high standards of social and environment impact. Click here to learn more about being B Corp Certified.

Personal Loan

The interest rate is variable and subject to change. The amount transferred must not be less than $1,000. Minimum monthly payments apply during the interest free period. Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only. Offer only available to new credit cards accounts.

Customer reviews

Access great introductory offers with Summerland Bank’s Low Rate Credit Card. Lets you use the value of your home for a personal loan at a reduced rate. Free national calls to anyone, anywhere in Australia. Over 3,000 Hotspots to access free and unlimited Wi-Fi data. “Anna at the Technology Centre in Tamworth has revolutionised my trust and given me such confidence to grow as fast I can. The turnaround time on requests has been unbelievable. No problem has been too big to deal with.”

Internet Banking

Get expert advice and the right device at a fair price from Australia’s most trusted hearing services provider. Independent Living Specialists is Australia’s largest medical and homecare equipment supplier with over 60 locations across New South Wales, Australian Capital Territory, Victoria, Queensland and South Australia. Made up of more than 40 assistive technology professionals (ATPs), our clinical team are specialists in assistive technology and equipment prescription. A Summerland representative will call you back at a time that works best for you. Loan reverts to applicable variable rate on maturity of the fixed period. Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch.